Address
912 Camp Fire Circle Lot 319, Panama City Beach, FL
Price
$ 849,700
Property Attributes
  • MLS#1007466
  • TypeSingle Family
  • Listing Status Active
  • CountyBay
  • CityPanama City Beach
  • AreaBay County
  • NeighborhoodBreakwater at Ward Creek
  • Zip32413
  • StyleCraftsman Style
  • Year Built2025
  • Taxes$ 1354
  • Price$ 849,700
  • Bedrooms4
  • Full Bathrooms3
  • Half Bathrooms1
  • Sqr Footage2839
  • Lot Size0.18 Acres
Data Source:
Emerald Coast MLS (ECAR)
Property Description

Welcome to Breakwater, one of Panama City Beach's premier gated communities, where resort-style amenities, modern design, and everyday convenience come together. This beautifully maintained 4-bedroom, 3.5-bath home features soaring ceilings, an open-concept layout, a spacious 3-car garage, and a backyard with plenty of room to create your own private oasis, including space for a future pool. Situated on a desirable corner homesite near a quiet cul-de-sac, this move-in-ready home offers all the benefits of new construction without the wait. Filled with natural light, the spacious kitchen and living area create the perfect place for entertaining, gathering with family, and enjoying everyday life. The primary suite features a spa-inspired bath complete with an oversized soaking tub, creating the perfect place to unwind. What truly sets this Panama City Beach home apart is the lifestyle. Breakwater residents enjoy resort-style amenities including a community pool, pickleball courts, tennis courts, fitness center, clubhouse, playground, and a gated entrance--all designed to make everyday living feel a little more like a getaway. Conveniently located just minutes from shopping, dining, Northwest Florida Beaches International Airport, Pier Park, and the beautiful white-sand beaches of the Emerald Coast, this home offers the perfect combination of luxury, convenience, and coastal living. Where everyday living feels like a getaway!!

Elementary School Middle School High School
West Bay Elementary School Surfside Middle School Arnold High School
Price History
7/12/2026 Listed $865,000
9/16/2026 2$849,700

General Features

Utilities Electric,Gas - Natural,Phone,Public Water,TV Cable,Underground
Zoning Resid Single Family
Property Subtype Detached Single Family
Community Features Pickle Ball,Community Room,Exercise Room,Gated Community,Picnic Area,Playground,Pool,Tennis
County Bay
Property Type Residential
Subdivision Name Breakwater at Ward Creek
Status Active
Directions From Hwy 98, turn on Hwy 79 going north. 2.6 Miles Breakwater community will be on your left.
High School Arnold
City Panama City Beach
MLS Area 27 - Bay County
Lot Size Units Acres
Lot Size Square Feet 7840.8
Elementary School West Bay
Middle/Junior High School Surfside
MLS Area Minor 2722 - Beach - North West
Standard Status Active
Sewer Public Sewer
Tax Assessed Value 200
Heating Central
Cooling Central Air
Garage Spaces 3
Patio/Porch Features Deck Covered,Patio Open
Architectural Style Craftsman Style
Construction Materials Siding CmntFbrHrdBrd
Year Built 2025
Stories Count 1
Tax Year 2025
New Construction false
Attached Garage true
Total Rooms 6
Carport Y/N false
Property Condition Construction Complete
Association Fee Includes Management,Recreational Faclty,Repairs/Maintenance
Pool Features Pool Type
Unit Number Lot 319
HOA true

Interior Features

Total Baths 4
Interior Amenities Ceiling Tray/Cofferd,Kitchen Island,Pantry
Flooring Floor Vinyl
Air Conditioning Y/N true
Heating Y/N true

Exterior Features

Lot Features Cul-De-Sac,Interior
Lot Size Area 0.18
Lot Dimensions 60'x120'
Lot Size Acres 0.18
Road Surface Type Paved
Exterior Amenities Rain Gutter,Fenced Back Yard
Building Area Total 2839
Total Parking 3

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Property vs Single Family Average in 32413

Price
AVG $1.05M
$850K
Taxes
AVG $6,689
$1,354
Year Built
AVG 2010
2025